I have a question about retirement planning. As copy techs, we don't make a ton of money. We have to plan ahead.
My main employer doesn't offer a 401k plan so I decided to open a rothIRA with WealthFront. According to everything I read online I should be contributing the maximum allowed deposit of $5500 a year to this account. This seams like too much to contribute to a fund I wont see for 42 years.
I also have a brokerage account for the stock trading I do. I fund an investment account that consists mostly of the S&P 500 that is half my net-worth now. I also have an REIF with Fundrise.com that is about 10% my net-worth. I put about 10% of what I make into these investment accounts already. It's nice to know I can access the money in my stock investment account if I need to, unlike the rothIRA.
I know most of you are closer to retirement, how did you do it? What would you have done differently? Any advice?
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