This is one reason why I do not have a gun. I (being reasonably intelligent) know that I would need time and training to use the gun and maintain it correctly. Since I do not have the time to do this I would rather not have a gun at this time. Also I live in a manufactured home (double wide trailer) and the walls are thin enough that a bullet would probably go all the way through if it missed.
As to carrying a gun the one company I worked for would allow it in your own car (not a company car) and you had to maintain a 1 million dollar liability insurance policy.
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