Let me preface this by saying I love my job. I love what I do and my customers love me too. I am not new to this forum and have been doing this since 2006. But here is the conundrum..... I have fallen into this vicious cycle and am trapped. The immediate issue is that the transmission in my car is going (no car, no job)
Runzheimer is now taxing my mileage and the base pay went from $365 to $122 (my car no longer meets the criteria)
I dont have the credit to get a new car, nor the $$$, my company (a large fortune 500 company) has had a wage freeze for the past 4 years
because of losing so much with Runzheimer and the cost of everything (Gas, Food, Insurance, etc...) going up and up and up, I cant make my student loan payments and now they are garnishing my check ($237 each pay period)
It has gotten so bad that I am having to go hungry now. Since I work Im not eligible for Quest or Food Stamps. I've looked for part time work on weekends (even Burger King, etc) but no one is hiring right now. I am just not sure what to do at this point...
I have heard that (even though we use our personal cars 80% travel) if the car breaks down catastrophically you are SOL. You cannot get unemployment insurance.. I am beside myself that this could be true. I could see if it were just for commuting you would be SOL, but not 80+% travel.
Can someone please just clarify this unemployment question for me.
I even applied for a "hardship withdrawal" from my 401K (which hasnt made a penny in 3 years) and they said "No! Your [lady on phone in snide voice] transmission, doesnt qualify as a hardship" Since the 401K is less than 5 years vested, I am not eligible for a loan against it either.
It has been this immense uphill battle to get through college, I went hungry from 2001 to 2006 to get a degree only to get out and not only be faced with a mountain of debt and now this crap from our company. it just seems like no matter how much I try it just keeps getting harder and harder to sustain. my legs are so tired from treading water. Can it really be this messed up in America? Am I th only person going through this or are other companies screwing there employees too? So much emphasis on the unemployed but it seems like either way we are going hungry as a nation... smh....
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