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  1. #431
    Retired 10,000+ Posts slimslob's Avatar
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    Re: The Shining City Upon a Hill

    Quote Originally Posted by Phil B. View Post
    Some will. It all depends on work status past and present.
    Those that pass early are S.O.L. and so are they family.
    $255 is the max that certain living members can claim. That is ONE payment only.

    Sent from my SM-G960U using Tapatalk
    My wife receives the spousal benefit and has since she turned 65. It is not automatic. She had to apply to her birth month. Application for Social Security and Medicare parts A and B must be submitted during the 3 calendar months prior to your birth month, your birth month and 1 calendar month after.

  2. #432
    Service Manager 10,000+ Posts
    The Shining City Upon a Hill

    Phil B.'s Avatar
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    Re: The Shining City Upon a Hill

    Quote Originally Posted by slimslob View Post
    My wife receives the spousal benefit and has since she turned 65. It is not automatic. She had to apply to her birth month. Application for Social Security and Medicare parts A and B must be submitted during the 3 calendar months prior to your birth month, your birth month and 1 calendar month after.
    first timers (like me) have 7 months before my 65th birthday to apply.. then it is the three month re-enrollment .... to change any options you have for Nov 7th to make changes

    not sure if that's just for NC or country wide

    there is an option to get back $148 into your SSI check.

    dentist
    vision
    hearing
    RX
    travel to doctors office

    those are offered under a supplement insurance program that you have to buy into.

  3. #433
    IT Manager 5,000+ Posts bsm2's Avatar
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    Re: The Shining City Upon a Hill


  4. #434
    Service Manager 10,000+ Posts
    The Shining City Upon a Hill

    Phil B.'s Avatar
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    Re: The Shining City Upon a Hill

    sounds like the 'hill' in NY is starting to tarnish

    2nd Former Aide Accuses Cuomo of Sexual Harassment

    NEW YORK—A second former aide has come forward with sexual harassment allegations against New York Gov. Andrew Cuomo, who responded with a statement Saturday saying he never made advances toward her and never intended to be inappropriate.
    Charlotte Bennett, a health policy adviser in the Democratic governor’s administration until November, told The New York Times that Cuomo asked her inappropriate questions about her sex life, including whether she had ever had sex with older men.
    Another former aide, Lindsey Boylan, a former deputy secretary for economic development and special adviser to the governor, recently accused Cuomo of subjecting her to an unwanted kiss and inappropriate comments. Cuomo denied the allegations.
    Cuomo said in a statement Saturday that Bennett was a “hardworking and valued member of our team during COVID” and that “she has every right to speak out.”
    He said he had intended to be a mentor for Bennett, who is 25.
    “I never made advances toward Ms. Bennett nor did I ever intend to act in any way that was inappropriate,” Cuomo’s statement said. “The last thing I would ever have wanted was to make her feel any of the things that are being reported.”
    Cuomo, however, said he had authorized an outside review of Bennett’s allegations.
    The governor’s special counsel, Beth Garvey, said that review would be conducted by a former federal judge, Barbara Jones.
    “I ask all New Yorkers to await the findings of the review so that they know the facts before making any judgements,” Cuomo said. “I will have no further comment until the review has concluded.”

  5. #435
    Retired 10,000+ Posts slimslob's Avatar
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    Re: The Shining City Upon a Hill

    Quote Originally Posted by Phil B. View Post
    first timers (like me) have 7 months before my 65th birthday to apply.. then it is the three month re-enrollment .... to change any options you have for Nov 7th to make changes

    not sure if that's just for NC or country wide

    there is an option to get back $148 into your SSI check.

    dentist
    vision
    hearing
    RX
    travel to doctors office

    those are offered under a supplement insurance program that you have to buy into.
    Actually that $148 is the cost of Medicare Part B. If you are receiving Part B through a private policy then the SSA will refund the Part B after they receive confirmation each month. The proper amount for 2021 is $163.40. Before signing up with one of those companies you see on TV constantly, talk to a local independent agent. Preferably one who is already on Medicare.

  6. #436
    Service Manager 10,000+ Posts
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    Re: The Shining City Upon a Hill

    Quote Originally Posted by slimslob View Post
    Actually that $148 is the cost of Medicare Part B. If you are receiving Part B through a private policy then the SSA will refund the Part B after they receive confirmation each month. The proper amount for 2021 is $163.40. Before signing up with one of those companies you see on TV constantly, talk to a local independent agent. Preferably one who is already on Medicare.
    I did state that was supplemental insurance that afforded those benefits.

  7. #437
    Aging Tech 2,500+ Posts
    The Shining City Upon a Hill

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    Re: The Shining City Upon a Hill

    Quote Originally Posted by Phil B. View Post
    and if you think about it 1,390$ is a JOKE if you take into account:

    a mortgage

    the increasing cost of electricity

    gas ( both types )

    now that Biden has removed Trump's deal on Insulin there's that increase.

    food

    other household expenses.

    WE paid into the system our whole working lives.. Congress has been dipping into that coffer for almost the entire time I've been alive. I feel sorry for the ones that have to depend on the Gov't to support them in their latter years.

    That's why I encourage young folks to:

    buy a house

    build their portfolio

    invest in HANDS ON precious metals

    buy real estate

    stay healthy and alert to changing times

    clothing
    So, depending on how long one lives most people will collect more than they contribute, by a long shot. Sounds a lot like socialism to me.

  8. #438
    Retired 10,000+ Posts slimslob's Avatar
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    Re: The Shining City Upon a Hill

    Quote Originally Posted by copier addict View Post
    So, depending on how long one lives most people will collect more than they contribute, by a long shot. Sounds a lot like socialism to me.
    But nowhere near what they would have earned had they invested the same amount into a personal retirement fund or even a government bond fund.

  9. #439
    IT Manager 5,000+ Posts bsm2's Avatar
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    Re: The Shining City Upon a Hill


  10. #440
    Service Manager 2,500+ Posts
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    Re: The Shining City Upon a Hill

    Quote Originally Posted by copier addict View Post
    So, depending on how long one lives most people will collect more than they contribute, by a long shot. Sounds a lot like socialism to me.

    You finally got something right.


    Now for the rest of the story:



    According to the 2020 annual report of the Social Security Board of Trustees, the surplus in the trust funds that disburse retirement, disability and other Social Security benefits will be depleted by 2035.

    America's top social program is facing a $16.8 trillion black hole



    Before answering, let's take a closer look at some of the figures and trends that are perpetuating the idea that America's top social program is doomed.
    Every year for the past eight decades, the Social Security Board of Trustees has released a report analyzing the short-term (10-year) and long-term (75-year) outlook for the program. Since 1985, the Trustees have cautioned that long-term revenue collection wouldn't support outlays. In plainer English, the program would be facing a funding obligation shortfall.

    In the 2020 report, the Board of Trustees projected that the program will completely exhaust its $2.9 trillion in asset reserves by 2035. These asset reserves are Social Security's net cash surpluses built up since inception. The program hasn't had an annual net cash outflow occur since 1982, but the Trustees are forecasting one in 2021 (and every year through 2035).
    What's more, the program is facing an estimated $16.8 trillion cash shortfall between 2035 and 2094. For context, that's up $2.9 trillion from the 2019 report and $5.7 trillion since 2015. The longer lawmakers wait to resolve Social Security's financial shortcomings, the costlier the fix is becoming.

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